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    Consolidating mortgage calculators

    Important note - Warning: If you consolidate short term debt into a remortgage, you may significantly increase your interest costs if you remortgage these debts over a longer term.

    Take charge of your finances with the CIBC Debt Consolidation Calculator.

    If applicable, include the same information for your second mortgage.

    Follow that with the interest rate and the number of years you’ll be refinancing at.

    Homeowners who are looking to consolidate their debts have the option of using their home equity to secure a loan or line of credit.

    The calculation is based on the information you provide and is for illustrative and general information purposes only.

    This should not be relied upon as specific financial or other advice.

    For example, the CIBC Home Power Mortgage allows you to borrow additional money on your mortgage so you can consolidate your debts into one simple payment.

    That way you can easily budget with a structured payment plan and an assured pay-off date.

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