Here are seven mythical monsters that need slaying: Your credit report is just a file that contains a list of your past and present accounts, along with a record of how you've managed them.That's mostly based on lenders reporting to credit bureaus on amounts you owe and payments you make.If you thought ancient Greece was the home of myths, you should check out modern America.Certainly when it comes to credit scores, many of us believe stories that would make Homer blush.has not reviewed all available credit card offers in the marketplace.When you apply for a credit card, the bank wants to see your credit history and be sure you're a good risk - so what if you have limited or no credit history?It's entirely based on information contained in your report (your age, ethnicity, salary, assets and place of residence don't come into it), and is calculated by computers using highly sophisticated algorithms.
Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists.
Compare offers side by side and apply online for the card that is right for you.
Federal laws impose restrictions on issuing credit cards to individuals under 21 unless the applicant has the independent ability to repay debt or has a co-signer over the age of 21 who agrees to accept joint liability for the account.
Please note that any comments below are, of course, completely independent (not reviewed or endorsed by people representing financial institutions). *For complete information, see the terms and conditions on the credit card issuer’s website.
Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying.