Our platform can do this for you, and once you have the best solution-provider, you can apply online or just give them a call.We work with some of the best banks and new lenders, including peer-to-peer student lenders and marketplace student debt refinance lenders, to reduce and refinance student loans and student debt.allows you to consolidate (combine) multiple federal education loans into one loan. Top Private education loans are not eligible for consolidation, but for some Direct Consolidation Loan repayment plans, the total amount of your education loan debt—including any private education loans—determines how long you have to repay your Direct Consolidation Loan.

If you want to lower your monthly payment amount but are concerned about the impact of loan consolidation, you might want to consider deferment or forbearance as options for short-term payment relief, or consider switching to an income-driven repayment plan.

President Obama this week vowed to expand a program limiting repayment of federal student loans to 10% of a borrower’s income, and the U. Senate is considering a bill that would give more protection to students who use private loans.“We want more young people becoming teachers and nurses and social workers,” Obama said Monday while announcing the expansion of the Pay As You Earn program.

“We want young people to be in a position to pursue their dreams.

A low interest rate that’s locked in for the life of your loan – so your monthly payments never change.

A fixed rate may result in a higher total cost, but you’ll rely on predictable monthly payments.