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    “Where it becomes an issue is when people think they’ve finished paying and so they don’t open the next bill and that can lead to late fees on a relatively small amount of money,” Sherry says.

    Late payments can also lead to an interest rate hike, which would make credit more expensive over the long-term, she adds. Make a phone call: Call your issuer's customer service number and ask them the following: "Assuming I make no more charges to this card, what will my balance be 15 days from now? Allowing 15 days will likely provide enough time for you to send the payment and the payment to be applied.

    Whatever your financial goals and dreams, however, paying off your credit card debt is a good step in the right direction.

    This occurred on NBC's with host Jay Leno acting as the devil on Douglas's shoulder congratulating her for the splurge. But, after the competition, I splurged on an Egg Mc Muffin at Mc Donald’s. [Laughter] MICHELLE OBAMA: Yeah, Gabby, we don't, don't encourage him. But now Free Lee the Banana girl, 34, from Adelaide, Australia, is generating further controversy.She now says chemotherapy is dangerous and kills people, and claims losing her period for nine months was good for her.This strategy is pretty straight forward: You look at all of your balances and the interest rates associated with each.Whichever one has the highest annual percentage rate (APR), that’s the one that gets the focus of being paid off first (while still making minimum payments on your other cards, of course).

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